Farming is an investment, and formany smallholder farmers in Uganda and across Africa, access to quality inputsat the right time is a major challenge. Limited cash flow often forces farmersto buy lower-quality seeds, fertilizers, or other essential inputs, ultimatelyaffecting their yields and income. Agro Supply’s Save to Buy System is changingthis reality, helping farmers plan, save, and invest in their farms moreeffectively.

How the Save-to-Buy (Layaway) System Works

The Save to Buy System is a simpleand flexible savings plan that enables farmers to purchase agricultural inputsin instalments before the planting season. Here’s how it works:

1. Registration:     Farmers sign up for the Save to Buy System using their phones by dialing *284*43#.
2. Flexible Payments:     Farmers make small deposits toward the total cost of their desired inputs     over a set period. They do this by using Scratch cards or Mobile Money.
3. Guaranteed Inputs:     Once fully paid, farmers can collect high-quality seeds,     fertilizers, or other farming essentials from Agro Supply agents or any of     our stores just in time for planting.
4. Zero Debt:     Unlike loans, the Save to Buy System does not charge interest, reducing     financial stress for farmers.

Impacton Financial Planning and Productivity

The Save to Buy System is making adifference in farmer’s lives through:

Better Financial Management: Farmers can plan their spending and avoid the burden     of taking high-interest loans during peak seasons.

Higher Yields:     With access to certified seeds and quality inputs, farmers report     increased crop productivity, leading to better incomes.

Reduced Stress:     By securing inputs in advance, farmers no longer have to worry about price     hikes or shortages when the season starts.

RealStories, Real Impact

“Before, I     struggled to buy inputs at the start of the season. With the Save to Buy     System, I can save bit by bit, and now I plant on time with quality     seeds.” – Acen Ellen, Maize Farmer,     Lira

“The Save to Buy System has helped me plan better. I     used to rely on loans, but now I save and get what I need without worrying     about repaying debt.” –     Ariokot Emma, Sorghum Farmer, Amuria

“Since I started using the Save to Buy System, my     yields have improved because I get my inputs on time.” – Auma Vicky, Maize Farmer, Alebtong

‍Amore Sustainable Future for Farmers

By making agricultural inputs moreaccessible and affordable, the Save to Buy System is empowering farmers tobreak the cycle of poverty and build sustainable livelihoods. As we continue toexpand this service, more farmers will have the opportunity to invest in theirfarms with confidence.

Are you a farmer looking to secureyour inputs for the next planting season? Join the Save to Buy System today by dialing*284*43# and take control of your farming future!

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